Getting hurt in an accident is tough enough without worrying about how to pay for your medical bills. The good news? In California, you have the right to seek compensation for not just your immediate treatment, but also future surgeries, therapy, and medication. Unfortunately, insurance companies love to downplay injuries to avoid paying what you actually need. Knowing your rights can make all the difference in making sure you get the full care you deserve. If you’ve been wrongfully fired while dealing with an injury, you might also want to learn more about your legal options in California here.
What Medical Costs Can You Claim?
If you’ve been injured, you may be entitled to compensation for:
- Emergency care: Ambulance rides, ER visits, and urgent surgeries.
- Surgeries: Any procedures needed now or in the future.
- Medications: Pain meds, antibiotics, and anything else your doctor prescribes.
- Physical therapy & rehab: Ongoing treatment to get you back on your feet.
- Medical equipment: Crutches, wheelchairs, prosthetics—whatever helps your recovery.
If your injury requires long-term care, make sure future medical costs are part of your claim. With the right legal team and medical experts, you can estimate these costs so you’re not left covering the bills later.
How Insurance Companies Try to Lowball You
Insurance companies don’t make money by paying out big settlements—they try to cut costs however they can. Here are a few tricks they use:
- Delaying your claim so you get desperate and settle for less.
- Arguing that ongoing treatment isn’t necessary (even when your doctor says it is).
- Denying certain procedures as “unrelated” to the accident.
- Blaming pre-existing conditions to avoid paying for your care.
Without a strong legal advocate, they might get away with it—and you could be stuck with medical bills you shouldn’t have to pay. If you are also experiencing a reduction in hours or pay due to your age, it’s important to understand your rights in the workplace. Learn more about how to protect yourself from age-related discrimination here.
How to Protect Your Right to Full Compensation
Want to make sure you get every dollar you deserve? Follow these steps:
- See a doctor ASAP – A medical report proves your injuries are legit.
- Stick to your treatment plan – Skipping appointments gives insurers an excuse to dispute your claim.
- Keep all medical records & receipts – Every expense adds up, so document everything.
- Talk to an experienced personal injury lawyer – A good attorney knows how to fight for the compensation you actually need.
At Lipeles Law Group, we make sure insurance companies don’t take advantage of accident victims. You shouldn’t have to stress about medical bills while trying to heal. Let us handle the legal fight while you focus on your recovery.
If you or someone you love has been injured, reach out today for a free consultation. Let’s make sure you get the full compensation you deserve!